Outstanding loans to individuals in rubles and foreign currency
as of the beginning of the year; billion roubles
The amount owed to banks at the beginning of each year from 2017 to 2023 can be determined from this data. Rows break down debt by currency: total, in rubles, and in foreign currency, showing the share of ruble loans and the significance of the foreign currency component. Values are in billions of rubles; the series is annual and covers the whole country
Chart of individual loan debt, 2017–2023, billions of rubles
- Total
- in rubles
- in foreign currency
- в том числе по жилищным кредитам
- in rubles
- in foreign currency
- из них по ипотечным жилищным кредитам
- in rubles
- in foreign currency
Set in numbers
9 series are published here in as of the beginning of the year; billion roubles, from 2017 to 2023, 7 reporting periods. 63 values in total.
“Total” multiplied by 2.5 between 2017 and 2023: from 10,774 to 26,870.
All table numbers are series: 9
| Series | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|
| Всего | 10 773,70 | 12 135,50 | 14 856,60 | 17 564,20 | 19 925,70 | 24 479,70 | 26 869,70 |
| в рублях | 10 619,20 | 12 035,70 | 14 752,70 | 17 489,30 | 19 864,50 | 24 432,30 | 26 847,60 |
| в иностранной валюте | 154,50 | 99,70 | 104,00 | 74,80 | 61,20 | 47,40 | 22,00 |
| в том числе по жилищным кредитам | 4 538,00 | 5 220,00 | 6 434,20 | 7 657,90 | 9 309,40 | 11 781,90 | 13 855,70 |
| в рублях | 4 464,50 | 5 176,10 | 6 399,10 | 7 635,20 | 9 292,00 | 11 765,80 | 13 848,60 |
| в иностранной валюте | 73,50 | 43,90 | 35,00 | 22,60 | 17,30 | 16,00 | 7,10 |
| из них по ипотечным жилищным кредитам | 4 493,50 | 5 187,50 | 6 410,40 | 7 636,80 | 9 290,80 | 11 768,40 | 13 845,00 |
| в рублях | 4 422,20 | 5 144,90 | 6 376,80 | 7 615,30 | 9 274,50 | 11 752,90 | 13 838,30 |
| в иностранной валюте | 71,20 | 42,50 | 33,60 | 21,60 | 16,30 | 15,50 | 6,70 |
How to read this table
The breakdown by rows allows for an assessment of the structure of the household loan portfolio, comparing total debt with volumes in national and foreign currencies. Comparing these indicators helps determine the preferred borrowing currency and the distribution of the total debt burden. All data are presented in billions of rubles at the beginning of the reporting period
What is visible in these numbers
“Total” leads the table with 26,870 as of the beginning of the year; billion roubles, “in foreign currency” closes it with 6.7 as of the beginning of the year; billion roubles. The gap between them is 4,010-fold.
More in the section Social status and standard of living of the population»
Period and application
Statistical data for the period 2017–2023 is relevant for analyzing the household debt burden. The information is updated annually and is suitable for economists, banking analysts, and researchers of the socio-economic status of citizens. Rosstat data reflects the dynamics of debt to credit institutions
1) По данным Банка России.
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