Housing loans granted by credit institutions to individuals
per year
Billions of rubles issued by banks for housing purchases are distributed here by year and lending currency. Twelve rows show indicators for 2015 and 2020, divided into ruble and foreign currency loans. Comparing these data reveals the scale and structure of the consumer housing credit market across different periods, assessing the share of each currency in the total volume of funds provided as of the specified reporting years
Table of housing loans to individuals for 2015 and 2020, in rubles and foreign currency, billion rubles
Set in numbers
The table is a snapshot — 12 series in per year shown across 3 breakdowns. 34 values in total.
The largest value belongs to “2023 — в рублях” — 7,779 per year; the smallest is “2024 — в иностранной валюте” at 0 per year.
All table numbers are series: 12
| Series | Объем предоставленных кредитов – всего, млрд руб. | из них: — жилищные кредиты | из них: — из них ипотечные жилищные кредиты |
|---|---|---|---|
| 2015 — в рублях | 5 765,80 | 1 169,20 | 1 157,80 |
| 2015 — в иностранной валюте | 95,60 | 5,80 | 3,90 |
| 2020 — в рублях | 15 486,00 | 4 450,00 | 4 444,30 |
| 2020 — в иностранной валюте | 85,10 | 0,70 | 0,40 |
| 2021 — в рублях | 20 670,00 | 5 700,40 | 5 695,10 |
| 2021 — в иностранной валюте | 190,20 | 4,50 | 4,40 |
| 2022 — в рублях | 17 957,30 | 4 816,90 | 4 813,30 |
| 2022 — в иностранной валюте | 328,50 | 0,10 | 0,10 |
| 2023 — в рублях | 26 134,50 | 7 781,30 | 7 779,00 |
| 2023 — в иностранной валюте | 1,30 | — | — |
| 2024 — в рублях | 26 799,40 | 4 891,80 | 4 888,30 |
| 2024 — в иностранной валюте | 3,40 | 0,00 | 0,00 |
How to read this table
Table rows are categorized by year and the currency of the obligation. Indicators can be compared between 2015 and 2020, as well as within a single year between ruble and foreign currency loans. This illustrates changes in borrower preferences and institutional credit policies over time, based on the total volume of funds provided, recorded in billions of rubles for each specified loan type
What is visible in these numbers
The table is 94% filled: Rosstat does not publish every cell, and the gaps are left as they are rather than interpolated.
More in the section Housing»
Period and application
These statistics were prepared by Rosstat for the 2025 review of Russia's housing sector. This information is intended for economists, banking sector analysts, and real estate market researchers studying population credit activity in previous years. The data covers two key periods and allows for an assessment of the volume of funds issued, which is essential for understanding the accessibility and structure of household debt within the specified time interval
1) По данным Банка России.
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