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Sources of funds for the purchase and construction of housing
checked 19.10.2026 ·
snapshot
· rows: 8 · periods: 10 · section:
Housing
(в России. 2025)
The Comprehensive Observation of Living Conditions of the Population provides data on planned financing for purchasing or constructing new housing. Rows specify various funding methods, such as personal savings, loans, or assistance from relatives. Data for 2022, 2023, and 2024 track changes in public preferences for real estate payment methods
Chart of funding sources for housing purchase and construction, 2022–2024
2022
2024
2022
2024
2022
2024
2022
2024
2022
2024
Households planning to buy (build…Households planning to buy (build) another dwelling – total
Households planning to buy (build) another dwelling – total / 2022: 100.0
Households planning to buy (build) another dwelling – total / 2024: 100.0
Households planning to buy (build) another dwelling – total / 2022: 100.0
Households planning to buy (build) another dwelling – total / 2024: 100.0
Households planning to buy (build) another dwelling – total / 2022: 100.0
Households planning to buy (build) another dwelling – total / 2024: 100.0
Households planning to buy (build) another dwelling – total / 2024: 100.0
Households planning to buy (build) another dwelling – total / 2022: 100.0
Households planning to buy (build) another dwelling – total / 2024: 100.0
Households planning to purchase (…Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2022: 41.9
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2024: 42.6
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2022: 48.2
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2024: 52.4
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2022: 46.3
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2024: 56.3
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2024: 45.1
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2022: 36.5
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2024: 44.7
Households planning to purchase (…Households planning to purchase (build) another dwelling — mortgage loan on general terms
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2022: 66.2
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2024: 58.3
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2022: 64.3
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2024: 49.9
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2022: 51.8
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2024: 29.6
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2024: 49.7
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2022: 67.8
Households planning to purchase (build) another dwelling — mortgage loan on general terms / 2024: 63.7
Households planning to purchase (…Households planning to purchase (build) another dwelling — mortgage loan with state support
Households planning to purchase (build) another dwelling — mortgage loan with state support / 2024: 12.1
Households planning to purchase (build) another dwelling — mortgage loan with state support / 2024: 14.2
Households planning to purchase (build) another dwelling — mortgage loan with state support / 2024: 16.1
Households planning to purchase (build) another dwelling — mortgage loan with state support / 2024: 17.5
Households planning to purchase (build) another dwelling — mortgage loan with state support / 2024: 7.20
Households planning to purchase (…Households planning to purchase (build) another dwelling — maternity capital funds
Households planning to purchase (build) another dwelling — maternity capital funds / 2022: 26.1
Households planning to purchase (build) another dwelling — maternity capital funds / 2024: 21.6
Households planning to purchase (build) another dwelling — maternity capital funds / 2022: 41.7
Households planning to purchase (build) another dwelling — maternity capital funds / 2024: 37.8
Households planning to purchase (build) another dwelling — maternity capital funds / 2022: 68.3
Households planning to purchase (build) another dwelling — maternity capital funds / 2024: 72.9
Households planning to purchase (build) another dwelling — maternity capital funds / 2024: 45.5
Households planning to purchase (build) another dwelling — maternity capital funds / 2022: 30.3
Households planning to purchase (build) another dwelling — maternity capital funds / 2024: 25.6
Households planning to purchase (…Households planning to purchase (build) another dwelling — housing acquisition subsidy
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2022: 3.90
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2024: 3.00
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2022: 4.70
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2024: 3.50
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2022: 13.0
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2024: 6.30
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2024: 3.00
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2022: 3.10
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2024: 2.80
Households planning to purchase (…Households planning to purchase (build) another dwelling — other sources (including own funds)
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2022: 43.2
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2024: 40.9
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2022: 41.2
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2024: 41.6
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2022: 40.5
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2024: 51.5
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2024: 40.1
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2022: 42.6
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2024: 41.8
Домохозяйства, собирающиеся купит…Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2022: 0.20
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2024: 0.50
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2022: 0.10
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2024: 0.70
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2022: 0
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2024: 1.60
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2024: 0.40
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2022: 0
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2024: 1.70
Set in numbers
The table is a snapshot — 8 series shown across 10 breakdowns. 68 values in total.
“Households planning to buy (build) another dwelling – total” leads the table with 100, “Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник” closes it with 1.7. The gap between them is 58.8-fold.
All table numbers are series: 8
Series
2022 2024 2022 2024 2022 2024 2022 2024 2022 2024
Домохозяйства, собирающиеся купить (построить) другое жилье – всего
100,00
100,00
100,00
100,00
100,00
100,00
—
100,00
100,00
100,00
Домохозяйства, собирающиеся купить (построить) другое жилье — продажа имеющегося жилья для покупки другого
41,90
42,60
48,20
52,40
46,30
56,30
—
45,10
36,50
44,70
Домохозяйства, собирающиеся купить (построить) другое жилье — ипотечный кредит на общих основаниях
66,20
58,30
64,30
49,90
51,80
29,60
—
49,70
67,80
63,70
Домохозяйства, собирающиеся купить (построить) другое жилье — ипотечный кредит с государственной поддержкой
—
12,10
—
14,20
—
16,10
—
17,50
—
7,20
Домохозяйства, собирающиеся купить (построить) другое жилье — средства материнского капитала
26,10
21,60
41,70
37,80
68,30
72,90
—
45,50
30,30
25,60
Домохозяйства, собирающиеся купить (построить) другое жилье — субсидия на приобретение жилья
3,90
3,00
4,70
3,50
13,00
6,30
—
3,00
3,10
2,80
Домохозяйства, собирающиеся купить (построить) другое жилье — другие источники (в том числе за счет собственных средств)
43,20
40,90
41,20
41,60
40,50
51,50
—
40,10
42,60
41,80
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник
0,20
0,50
0,10
0,70
0,00
1,60
—
0,40
0,00
1,70
How to read this table
Rows are categorized by planned financing type, enabling comparisons between mortgage popularity and the use of personal savings. A three-year column comparison shows trends in the demand for specific financial instruments among households. Indicators represent the share of respondents planning to use a specific source, expressed as a percentage
What is visible in these numbers
Only 85% of the cells carry a value — empty cells are missing in the source publication and are not filled in here.
More in the section Housing»
Period and application
Data are published based on population surveys conducted as part of the comprehensive observation. This information is relevant for analyzing effective demand in the real estate market and for housing program planning. Data for 2022–2024 assist in assessing household financial stability and reliance on borrowed funds for housing expansion
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