Household deposits in credit institutions, 2020–2023
at year-end, billion rubles
Individuals held various amounts in Russian credit institutions at the end of each year from 2020 to 2023, recorded in billions of rubles. The indicator reflects citizens' savings, with rows divided into a total for all accounts and separately into ruble and foreign currency assets. These data track changes in the volume of population funds in the country's banking system over four years, accounting for differences in deposit currencies
Chart of individual funds (deposits) in Russian credit institutions from 2020 to 2023, billions of rubles
- Total
- in Rouble accounts
- in foreign currency accounts
- Total
- in Rouble accounts
- in foreign currency accounts
- Average size of deposit — in Rouble accounts, RUB
- Average size of deposit — in foreign currency accounts, RUB
- Volume of deposits per capita — in Rouble accounts, RUB
- Volume of deposits per capita — in foreign currency accounts, RUB
Set in numbers
Coverage: 10 series in at year-end, billion rubles, 2020 through 2023, 4 reporting periods. 40 values in total.
Between 2020 and 2023 “Total” rose from 32,834 to 44,921 — 36.8%.
All table numbers are series: 10
| Series | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|
| Всего | 32 834,20 | 34 694,80 | 36 619,20 | 44 920,90 |
| на рублевых счетах | 26 033,30 | 27 797,80 | 32 747,60 | 41 160,80 |
| на валютных счетах | 6 800,90 | 6 896,90 | 3 871,60 | 3 760,10 |
| Всего | 15 610,80 | 17 011,20 | 18 161,50 | 22 419,50 |
| на рублевых счетах | 12 927,60 | 14 340,20 | 16 682,10 | 20 724,40 |
| на валютных счетах | 2 683,20 | 2 671,00 | 1 479,40 | 1 695,10 |
| Средний размер вклада (депозита) — на рублевых счетах, руб. | 26 495,00 | 28 472,00 | 32 396,00 | 39 421,00 |
| Средний размер вклада (депозита) — на валютных счетах, руб. | 317 626,00 | 286 398,00 | 150 276,00 | 172 368,00 |
| Объем вкладов (депозитов) на душу населения — на рублевых счетах, руб. | 88 442,00 | 98 519,00 | 113 912,00 | 141 802,00 |
| Объем вкладов (депозитов) на душу населения — на валютных счетах, руб. | 18 357,00 | 18 350,00 | 10 102,00 | 11 598,00 |
How to read this table
The breakdown by currency type allows for comparing the dynamics of savings in rubles and foreign currency during the 2020–2023 period. Table rows include the total volume of funds, the amount in ruble accounts, and the amount in foreign currency accounts, providing insight into the structure of savings. Comparing these rows shows depositor preferences and changes in the market situation, expressed in absolute figures of billions of rubles at the end of each reporting year
What is visible in these numbers
The largest value belongs to “Average size of deposit — in foreign currency accounts, RUB” — 172,368 at year-end, billion rubles; the smallest is “in foreign currency accounts” at 1,695 at year-end, billion rubles. The gap between them is 102-fold.
More in the section Main socio-economic indicators»
Period and application
Annual information updates cover the 2020–2023 period and contain data on the status of citizens' accounts at the end of the calendar period. Rosstat statistics are useful for economists, analysts, and researchers of financial behavior in Russia. These figures allow for assessing the scale of private funds held in banks and their distribution between ruble and foreign currency instruments over four years
1) По данным Банка России. Без учета счетов эскроу физических лиц по договорам участия в долевом строительстве.
2) По данным Сбербанка России. С 1 января 2020 г. данные приведены с учетом счетов эскроу физических лиц.
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