Outstanding loans to individuals
as of the beginning of the year; billion roubles
From 2019 to 2025, the volume of household debt to credit institutions changed continuously, and this table records the total amounts at the beginning of each year. The list highlights three main rows: total debt, debt volume in rubles, and debt in foreign currency. Values are expressed in billions of rubles, allowing for detailed tracking of overall lending dynamics for citizens nationwide and showing how the financial obligations of Russian residents changed over the seven-year period
Chart of individual loan debt from 2019 to 2025, billions of rubles
- Total
- in rubles
- in foreign currency
- в том числе по жилищным кредитам
- in rubles
- in foreign currency
- из них по ипотечным жилищным кредитам
- in rubles
- in foreign currency
See also
- Сколько преступлений в России за год: 1,91 млн в 2024-м indicator breakdown
Set in numbers
Coverage: 9 series in as of the beginning of the year; billion roubles, 2019 through 2025, 7 reporting periods. 63 values in total.
“Total” multiplied by 2.4 between 2019 and 2025: from 14,857 to 34,968.
All table numbers are series: 9
| Series | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Всего | 14 856,60 | 17 564,20 | 19 925,70 | 24 479,70 | 26 869,70 | 33 161,50 | 34 968,30 |
| в рублях | 14 752,70 | 17 489,30 | 19 864,50 | 24 432,30 | 26 847,60 | 33 141,00 | 34 949,50 |
| в иностранной валюте | 104,00 | 74,80 | 61,20 | 47,40 | 22,00 | 20,60 | 18,80 |
| в том числе по жилищным кредитам | 6 434,20 | 7 657,90 | 9 309,40 | 11 781,90 | 13 855,70 | 18 024,10 | 19 206,00 |
| в рублях | 6 399,10 | 7 635,20 | 9 292,00 | 11 765,80 | 13 848,60 | 18 017,50 | 19 202,00 |
| в иностранной валюте | 35,00 | 22,60 | 17,30 | 16,00 | 7,10 | 6,60 | 4,00 |
| из них по ипотечным жилищным кредитам | 6 410,40 | 7 636,80 | 9 290,80 | 11 768,40 | 13 845,00 | 18 016,00 | 19 198,70 |
| в рублях | 6 376,80 | 7 615,30 | 9 274,50 | 11 752,90 | 13 838,30 | 18 009,80 | 19 195,10 |
| в иностранной валюте | 33,60 | 21,60 | 16,30 | 15,50 | 6,70 | 6,20 | 3,60 |
How to read this table
The table rows allow for the separation of ruble-denominated and foreign currency obligations to show the structure of household debt. Comparing the total figure with the foreign currency amount helps estimate the share of foreign currency loans in the total sum. Data is presented in billions of rubles at the beginning of the year, ensuring the comparability of indicators over the multi-year period
What is visible in these numbers
“Total” leads the table with 34,968 as of the beginning of the year; billion roubles, “in foreign currency” closes it with 3.6 as of the beginning of the year; billion roubles. The gap between them is 9,713-fold.
More in the section Social status and standard of living of the population»
Period and application
The statistics cover the period from 2019 to 2025 and include data for the entire territory of Russia. The information is updated annually and is suitable for analyzing the debt burden of citizens, assessing bank lending volumes, and studying the financial status of the population
1) По данным Банка России.
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