Housing loans granted by banks to individuals
per year
These statistics provide the annual amount of housing loans issued by banks, split by ruble and foreign currency operations. The rows differ by currency and year, allowing for separate comparison of ruble and foreign currency issuance. The data covers the period from 2015 and includes the total loan amount as well as the share of mortgage loans in the total volume
Chart of housing loan volumes to individuals in rubles and currency by year, billion rubles
Set in numbers
12 series in per year, arranged across 5 breakdowns rather than over time. 48 values in total.
The largest value belongs to “2021 — in rubles” — 5,695 per year; the smallest is “2020 — in foreign currency” at 0.4 per year. The gap between them is 14,238-fold.
All table numbers are series: 12
| Series | Объем предоставленных кредитов – всего, млрд руб. | из них: — жилищные кредиты | из них: — из них ипотечные жилищные кредиты | Средне- взвешенная ставка по жилищным кредитам), процентов | из них по ипотечным жилищным кредитам |
|---|---|---|---|---|---|
| 2015 — в рублях | 5 765,80 | 1 169,20 | 1 157,80 | 13,36 | 13,35 |
| 2015 — в иностранной валюте | 95,60 | 5,80 | 3,90 | 10,09 | 9,82 |
| 2017 — в рублях | 9 132,50 | 2 027,60 | 2 021,40 | 10,64 | 10,64 |
| 2017 — в иностранной валюте | 101,20 | 0,80 | 0,50 | 7,06 | 7,47 |
| 2018 — в рублях | 12 366,70 | 3 018,20 | 3 012,70 | 9,56 | 9,56 |
| 2018 — в иностранной валюте | 89,40 | 1,40 | 0,40 | 5,59 | 9,33 |
| 2019 — в рублях | 14 006,10 | 2 947,90 | 2 934,20 | — | — |
| 2019 — в иностранной валюте | 38,40 | 0,90 | 0,70 | — | — |
| 2020 — в рублях | 15 486,00 | 4 450,00 | 4 444,30 | — | — |
| 2020 — в иностранной валюте | 85,10 | 0,70 | 0,40 | — | — |
| 2021 — в рублях | 20 670,00 | 5 700,40 | 5 695,10 | — | — |
| 2021 — в иностранной валюте | 190,20 | 4,50 | 4,40 | — | — |
How to read this table
The differences between the rows show the lending structure: one part provides the total volume of all housing loans, while another highlights the share of mortgage loans specifically. Comparing ruble and foreign currency indicators helps assess which currency the population used more frequently for housing loans in different years. The columns reflect both total amounts and targeted mortgage payments
What is visible in these numbers
The table is 80% filled: Rosstat does not publish every cell, and the gaps are left as they are rather than interpolated.
More in the section Housing»
Period and application
The information was collected as part of the housing section and is relevant for analyzing the banking sector. Information for 2015, 2017 and subsequent years will help economists and real estate specialists assess housing affordability. The data is published by Rosstat to monitor the consumer lending market
1) По данным Банка России. 2) Начиная с 2019 года данные о средневзвешенных ставках по жилищным кредитам, в целом за год, Банком России не предоставляются.
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