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Estimated sources of funds for the purchase or construction of housing
checked 24.10.2026 ·
snapshot
· rows: 7 · periods: 10 · section:
Housing
(в России 2022)
The question of whether people plan to use savings or take out loans for new housing was studied as part of the Comprehensive Monitoring of Living Conditions. The rows specify different financing options chosen by households intending to buy or build a home. The data covers three years: 2018, 2019, and 2020, allowing for the tracking of the structure of planned expenditures
Chart of intended sources of funds for housing purchase or construction from 2018 to 2020
2018
2020
2018
2020
2018
2020
2018
2020
2018
2020
Households planning to buy (build…Households planning to buy (build) another dwelling – total
Households planning to buy (build) another dwelling – total / 2018: 100.0
Households planning to buy (build) another dwelling – total / 2020: 100.0
Households planning to buy (build) another dwelling – total / 2018: 100.0
Households planning to buy (build) another dwelling – total / 2020: 100.0
Households planning to buy (build) another dwelling – total / 2018: 100.0
Households planning to buy (build) another dwelling – total / 2020: 100.0
Households planning to buy (build) another dwelling – total / 2018: 100.0
Households planning to buy (build) another dwelling – total / 2020: 100.0
Households planning to buy (build) another dwelling – total / 2018: 100.0
Households planning to buy (build) another dwelling – total / 2020: 100.0
Households planning to purchase (…Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2018: 42.7
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2020: 41.9
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2018: 44.8
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2020: 46.8
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2018: 37.3
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2020: 49.2
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2018: 38.1
Households planning to purchase (build) another dwelling — sale of existing dwelling to purchase another / 2020: 36.2
Households planning to purchase (…Households planning to purchase (build) another dwelling — mortgage loan
Households planning to purchase (build) another dwelling — mortgage loan / 2018: 57.2
Households planning to purchase (build) another dwelling — mortgage loan / 2020: 66.3
Households planning to purchase (build) another dwelling — mortgage loan / 2018: 58.5
Households planning to purchase (build) another dwelling — mortgage loan / 2020: 65.7
Households planning to purchase (build) another dwelling — mortgage loan / 2018: 48.9
Households planning to purchase (build) another dwelling — mortgage loan / 2020: 52.2
Households planning to purchase (build) another dwelling — mortgage loan / 2018: 58.9
Households planning to purchase (build) another dwelling — mortgage loan / 2020: 67.5
Households planning to purchase (…Households planning to purchase (build) another dwelling — maternity capital funds
Households planning to purchase (build) another dwelling — maternity capital funds / 2018: 22.2
Households planning to purchase (build) another dwelling — maternity capital funds / 2020: 24.7
Households planning to purchase (build) another dwelling — maternity capital funds / 2018: 36.8
Households planning to purchase (build) another dwelling — maternity capital funds / 2020: 40.1
Households planning to purchase (build) another dwelling — maternity capital funds / 2018: 64.5
Households planning to purchase (build) another dwelling — maternity capital funds / 2020: 66.3
Households planning to purchase (build) another dwelling — maternity capital funds / 2018: 21.0
Households planning to purchase (build) another dwelling — maternity capital funds / 2020: 31.0
Households planning to purchase (…Households planning to purchase (build) another dwelling — housing acquisition subsidy
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2018: 5.60
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2020: 5.50
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2018: 6.40
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2020: 7.30
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2018: 15.5
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2020: 22.1
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2018: 7.40
Households planning to purchase (build) another dwelling — housing acquisition subsidy / 2020: 3.80
Households planning to purchase (…Households planning to purchase (build) another dwelling — other sources (including own funds)
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2018: 50.0
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2020: 43.3
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2018: 44.4
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2020: 42.2
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2018: 34.1
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2020: 39.9
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2018: 49.6
Households planning to purchase (build) another dwelling — other sources (including own funds) / 2020: 41.2
Домохозяйства, собирающиеся купит…Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2018: 0.50
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2020: 0.80
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2018: 0.40
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2020: 0.40
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2018: 0
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2020: 0
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2018: 1.20
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник / 2020: 0.60
Set in numbers
This is a cross-section: 7 series across 10 breakdowns. 58 values in total.
The largest value belongs to “Households planning to buy (build) another dwelling – total” — 100; the smallest is “Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник” at 0.6. The gap between them is 167-fold.
All table numbers are series: 7
Series
2018 2020 2018 2020 2018 2020 2018 2020 2018 2020
Домохозяйства, собирающиеся купить (построить) другое жилье – всего
100,00
100,00
100,00
100,00
100,00
100,00
100,00
100,00
100,00
100,00
Домохозяйства, собирающиеся купить (построить) другое жилье — продажа имеющегося жилья для покупки другого
42,70
41,90
44,80
46,80
37,30
49,20
—
—
38,10
36,20
Домохозяйства, собирающиеся купить (построить) другое жилье — ипотечный кредит
57,20
66,30
58,50
65,70
48,90
52,20
—
—
58,90
67,50
Домохозяйства, собирающиеся купить (построить) другое жилье — средства материнского капитала
22,20
24,70
36,80
40,10
64,50
66,30
—
—
21,00
31,00
Домохозяйства, собирающиеся купить (построить) другое жилье — субсидия на приобретение жилья
5,60
5,50
6,40
7,30
15,50
22,10
—
—
7,40
3,80
Домохозяйства, собирающиеся купить (построить) другое жилье — другие источники (в том числе за счет собственных средств)
50,00
43,30
44,40
42,20
34,10
39,90
—
—
49,60
41,20
Домохозяйства, собирающиеся купить (построить) другое жилье — затруднились указать определенный источник
0,50
0,80
0,40
0,40
0,00
0,00
—
—
1,20
0,60
How to read this table
The rows are categorized by the type of planned financing to show the share of families relying on personal savings versus borrowed funds. Comparing indicators by year helps illustrate changes in population access to various financial resources during this period. All values are presented in relative terms, facilitating the comparison of different funding sources
What is visible in these numbers
The table is 83% filled: Rosstat does not publish every cell, and the gaps are left as they are rather than interpolated.
More in the section Housing»
Period and application
Data is collected through surveys and is relevant for analyzing population housing strategies. This information is useful for economists, real estate market specialists, and those studying household financial behavior. Data is updated as new results from Rosstat's comprehensive monitoring are released
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