Housing loans granted to individuals, Investments in Russia. 2023
The volume of housing loans issued to individuals from 2018 to 2022 is categorized into two main groups. The first row shows total housing lending figures, while the second specifies mortgage housing loans. Comparing these series allows for an assessment of the mortgage share within the total volume of housing-related borrowings. Data are presented annually, enabling a five-year trend analysis for each category
Chart showing the trend of housing and mortgage loans issued to individuals, 2018–2022
- жилищные кредиты — в рублях
- жилищные кредиты — в иностранной валюте
- из них ипотечные жилищные кредиты — в рублях
- из них ипотечные жилищные кредиты — в иностранной валюте
Set in numbers
Coverage: 4 series, 2018 through 2022, 5 reporting periods. 20 values in total.
“жилищные кредиты — в рублях” rose by 59.6% between 2018 and 2022, from 3,018 to 4,817. The highest value in the series is 5,700 in 2021.
All table numbers are series: 4
| Series | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|
| жилищные кредиты — в рублях | 3 018,20 | 2 947,90 | 4 450,00 | 5 700,40 | 4 816,90 |
| жилищные кредиты — в иностранной валюте | 1,40 | 0,90 | 0,70 | 4,50 | 0,10 |
| из них ипотечные жилищные кредиты — в рублях | 3 012,70 | 2 934,20 | 4 444,30 | 5 695,10 | 4 813,30 |
| из них ипотечные жилищные кредиты — в иностранной валюте | 0,40 | 0,70 | 0,40 | 4,40 | 0,10 |
How to read this table
Rows are distinguished by credit product type: total housing loans and mortgage housing loans. Comparing these two indicators reveals the mortgage share of the total credit portfolio for each year. The difference between the row values demonstrates changes in borrower preferences and the structure of banking products during the 2018–2022 period
What is visible in these numbers
“жилищные кредиты — в рублях” leads the table with 4,817, “из них ипотечные жилищные кредиты — в иностранной валюте” closes it with 0.1. The gap between them is 48,169-fold.
The same indicator for other periods
More in the section Investments»
Period and application
The data covers a five-year cycle ending in 2022 and is intended for analysts, financial market researchers, and those studying housing affordability via credit instruments. The data was updated as part of the Investments in Russia 2023 publication. These indicators illustrate the scale of mortgage lending relative to the total volume of housing loans over the specified period
1) По данным Банка России.
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