Housing loans granted to individuals, Investments in Russia. 2025
Over the six-year period from 2019 to 2024, the volume of housing loans issued has undergone significant changes, as reflected in this data subset. The two rows in the table allow for a comparison between the total volume of housing loans and the portion specifically comprising mortgage loans. This makes it possible to see the annual market share of mortgages. The indicators are presented by year, helping to track consumer activity in the housing credit sector throughout the specified period
Chart of housing and mortgage loans provided to individuals for 2019–2024
- жилищные кредиты — в рублях
- жилищные кредиты — в иностранной валюте
- из них ипотечные жилищные кредиты — в рублях
- из них ипотечные жилищные кредиты — в иностранной валюте
Set in numbers
The table holds 4 series, running from 2019 to 2024, 6 reporting periods. 22 values in total.
Between 2019 and 2024 “жилищные кредиты — в рублях” rose from 2,948 to 4,892 — 65.9%. The highest value in the series is 7,781 in 2023.
All table numbers are series: 4
| Series | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| жилищные кредиты — в рублях | 2 947,90 | 4 450,00 | 5 700,40 | 4 816,90 | 7 781,30 | 4 891,80 |
| жилищные кредиты — в иностранной валюте | 0,90 | 0,70 | 4,50 | 0,10 | — | 0,00 |
| из них ипотечные жилищные кредиты — в рублях | 2 934,20 | 4 444,30 | 5 695,10 | 4 813,30 | 7 779,00 | 4 888,30 |
| из них ипотечные жилищные кредиты — в иностранной валюте | 0,70 | 0,40 | 4,40 | 0,10 | — | 0,00 |
How to read this table
The division into two loan categories in the rows allows for a clear distinction between the total flow of housing finance and specialized mortgage products. By comparing the values in these rows, one can determine the extent to which mortgages dominate the structure of housing lending. Since both series cover the same time interval from 2019 to 2024, the year-on-year comparison provides a clear view of market dynamics for individuals across the country
What is visible in these numbers
The largest value belongs to “жилищные кредиты — в рублях” — 4,892; the smallest is “из них ипотечные жилищные кредиты — в иностранной валюте” at 0.
The table is 92% filled: Rosstat does not publish every cell, and the gaps are left as they are rather than interpolated.
The same indicator for other periods
More in the section Investments»
Period and application
The data is published in the Investments in Russia 2025 yearbook and covers the period up to and including 2024. This information is useful for financial market researchers, banking analysts, and economists studying housing affordability and consumer credit activity. Rosstat provides this data to evaluate investment processes in the housing sector. Updates help track changes in the structure of household debt and the effectiveness of mortgage programs under current market conditions
1) По данным Банка России.
Did you notice an error in this table? The parser is wrong, and most often one correction fixes many pages
Report an error Typo is easier this way: highlight it and press Ctrl + Enter