Weighted average interest rates on attracted deposits, 2018–2022
Deposit interest rates from 2018 to 2022 can be compared across different investment terms. The rows specify deposit categories: terms up to 30 days (including demand deposits), from 31 to 90 days, and from 91 to 180 days. The information shows how yields changed depending on the chosen holding period. Rates are expressed as annual percentages, providing an understanding of market conditions over five years
Chart of weighted average deposit interest rates from 2018 to 2022, annual percentages
- With term — from 181 days to 1 year — non-financial organisations
- With term — from 1 year to 3 years — non-financial organisations
- With term — from 31 to 90 days — non-financial organisations
- With a term of more than 3 years — to individuals
- With term — up to 1 year, including “on demand” — non-financial organisations
- With maturity demand deposits — to individuals
- With a term of 181 days to 1 year — to individuals
- With a term of 91 to 180 days — to individuals
- With term — from 31 to 90 days — non-financial organisations
- With term — up to 30 days, including “on demand” — non-financial organisations
Set in numbers
Rosstat data for 2018–2022. Rows: 55, periods: 5. Breakdown by term: Term — "on demand" — to individuals; Term — up to 30 days, including "on demand" — to individuals; Term — up to 30 days, including "on demand" — to non-financial…; Term — up to 30 days, excluding "on demand" — to individuals; Term — from 31 to 90 days — to individuals and others
Term — from 181 days to 1 year — to non-financial organisations: the indicator decreased from 7.92 to 7.87 over 2018–2022 — by 0.63%. The highest value was 8.9 (2021), the lowest was 4.42 (2020). This is an average annual decrease of 0.16%. Of the 25 largest rows, 9 increased, 16 decreased
All table numbers are series: 55
How to read this table
The differences between the table rows are based on the duration of funds in the account. This allows for comparing the yield of short-term deposits with longer-term instruments. By comparing indicators by year, trends in lending and savings conditions can be tracked. The list presents 33 rows covering various depositor categories and time intervals, providing a detailed view of weighted average market values
What is visible in these numbers
Highest values: Term — from 181 days to 1 year — to non-financial organisations (8.9), Term — from 91 to 180 days — to non-financial organisations (8.6), Term — from 1 year to 3 years — to non-financial organisations (8.47). The gap between the highest and lowest is 12.5 times. The top three account for 25.3% of the total sum across all items
Observations are annual, with 5 observation periods in the dataset. There are 125 values in the table out of 125 possible, which is 100%, meaning the table is almost completely filled
The same indicator for other periods
These series cannot be stitched together Over the common period 2019 values diverge — Rosstat recalculated the indicator using a revised methodology. They cannot be combined into a single chart: a break would appear at the junction, which did not actually occur
| Indicator for 2019 | here | in the adjacent series | divergence |
|---|---|---|---|
| Со сроком — «до востребования» — физическим лицам | 3,7 | 0,0 | −3,7 |
| Со сроком — до 30 дней, включая «до востребования» — физическим лицам | 3,7 | 0,0 | −3,7 |
| Со сроком — до 30 дней, кроме «до востребования» — физическим лицам | 3,7 | 1,0 | −2,7 |
| Со сроком — от 31 до 90 дней — физическим лицам | 3,8 | 0,7 | −3,1 |
| Со сроком — от 91 до 180 дней — физическим лицам | 4,7 | 0,6 | −4,1 |
| Со сроком — от 181 до 1 года — физическим лицам | 5,1 | 1,0 | −4,1 |
| Со сроком — до 1 года, включая «до востребования» — физическим лицам | 4,7 | 0,9 | −3,8 |
| Со сроком — до 1 года, кроме «до востребования» — физическим лицам | 4,7 | 0,9 | −3,8 |
| Со сроком — от 1 года до 3 лет — физическим лицам | 5,6 | 1,1 | −4,4 |
| Со сроком — свыше 3 лет — физическим лицам | 5,9 | 1,7 | −4,2 |
| Со сроком — свыше 1 года — физическим лицам | 5,6 | 1,1 | −4,4 |
| Со сроком — «до востребования» — физическим лицам | 0,5 | 0,0 | −0,4 |
More in the section Investments»
Period and application
Data for 2018–2022 is relevant for analyzing the investment environment and the dynamics of the cost of capital. Data is published by Rosstat as part of the section on investments in Russia. The information is useful for economists, bankers, and private investors to assess the yield of various deposit types and plan medium-term savings strategies
How it is calculated
Source disclaimer: According to the Bank of Russia
1) По данным Банка России.
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