Interest rates on loans and deposits in Russia and foreign countries
annual average
Average annual loan and deposit interest rates in Russia and several foreign countries for the period from 2020 to 2023 are presented in percent per annum. The table contains 30 rows, each corresponding to a specific country and type of financial operation, such as a loan or a deposit. The rows allow for comparison of changes in lending conditions and deposit yields across different countries and how these indicators related to each other over the four-year period
- Argentina — credit
- Argentina — deposit
- кредит — депозит
- Brazil — credit
- Hungary — credit
- Hungary — deposit
- Brazil — deposit
Chart showing changes in average annual interest rates on loans and deposits in Russia and foreign countries from 2020 to 2023
Set in numbers
Coverage: 30 series in annual average, 2020 through 2023, 4 reporting periods. 117 values in total.
Between 2020 and 2023 “Россия — кредит” rose from 6.8 to 11.6 — 71.4%.
All table numbers are series: 30
| Series | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|
| Россия — кредит | 6,78 | 7,18 | 11,46 | 11,62 |
| Россия — депозит | 3,77 | 3,79 | 7,60 | 7,57 |
| Австрия — кредит | 5,22 | 5,57 | 6,05 | 8,60 |
| Австрия — депозит | 0,14 | 0,11 | 0,52 | 2,78 |
| Аргентина — кредит | 29,39 | 35,56 | 52,40 | 95,89 |
| Аргентина — депозит | 29,32 | 33,55 | 52,42 | 95,00 |
| Бельгия — кредит | 3,22 | 3,48 | 4,99 | 6,03 |
| Бельгия — депозит | 0,17 | 0,15 | 0,53 | 3,00 |
| Бразилия — кредит | 29,04 | 30,02 | 39,40 | 43,60 |
| Бразилия — депозит | 2,20 | 4,35 | 12,00 | 12,14 |
| Венгрия — кредит | 1,96 | 2,97 | 10,66 | 15,30 |
| Венгрия — депозит | 0,47 | 1,01 | 8,36 | 13,12 |
| Германия — кредит | 8,50 | 7,23 | 8,04 | 9,45 |
| Германия — депозит | 0,13 | 0,03 | 0,53 | 2,75 |
| Индия — кредит | 9,15 | 8,70 | 8,75 | — |
| Италия — кредит | 3,46 | 3,77 | 4,36 | 6,50 |
| Италия — депозит | 0,92 | 0,78 | 0,74 | 2,60 |
| Китай — кредит | 4,35 | 4,35 | 4,35 | 4,35 |
| Китай — депозит | 1,50 | 1,50 | 1,50 | 1,50 |
| Мексика — кредит | 6,34 | 5,27 | 8,18 | 11,59 |
| Мексика — депозит | 1,46 | 0,65 | 2,57 | 4,77 |
| кредит — депозит | 1,01 | 0,98 | 1,46 | 2,62 |
| Республика Корея — кредит | 2,80 | 2,88 | 4,29 | 5,19 |
| Республика Корея — депозит | 1,16 | 1,20 | 3,12 | 3,84 |
| США — кредит | 3,54 | 3,25 | — | — |
| кредит — депозит | 13,36 | 20,70 | 27,04 | 51,33 |
| Финляндия — кредит | 5,06 | 5,15 | 6,61 | 8,77 |
| Финляндия — депозит | 0,10 | 0,14 | 0,67 | 2,81 |
| Франция — кредит | 3,52 | 4,65 | 5,46 | 9,09 |
| Франция — депозит | 0,62 | 0,43 | 0,89 | 3,29 |
How to read this table
The rows are categorized by two criteria: geographic coverage and type of banking product. It is possible to compare loan rates in Russia with domestic deposits or compare the Russian market with indicators from other countries, such as Austria. This allows for observing differences in the cost of borrowing and savings yields under various economic conditions during the specified period
What is visible in these numbers
The largest value belongs to “Argentina — credit” — 95.9 annual average; the smallest is “China — deposit” at 1.5 annual average. The gap between them is 63.9-fold.
More in the section Corporate finance»
Period and application
The statistics cover the period from 2020 to 2023 and are published as annual dynamics. Data by country and type of operation help assess general trends in global and domestic financial markets. Rosstat data is suitable for analyzing the cost of loans and the profitability of deposits across different countries
1) По всем странам, включая Россию, источник информации – база данных МВФ.
2) Данные на конец года.
Did you notice an error in this table? The parser is wrong, and most often one correction fixes many pages
Report an error Typo is easier this way: highlight it and press Ctrl + Enter